See your real take-home pay.
Estimate your monthly take-home, per-cutoff pay, and annual net using the BIR 2023-onward graduated tax table — then turn the surplus into a Filipino sweldo action plan inside your Money Control Center.
Estimate only — not tax, legal, or accounting advice. Payroll policies, substituted filing, mixed income, benefit treatment, and employer rules can change the final number.
Normal monthly take-home is about P50,032. Per cutoff that's roughly P25,016.
With bonuses, your annual net cash is about P660,380 — an average of P55,032/month.
Bonuses above ₱90k add about P0 to taxable income.
Educational guide lang — i-adjust base sa totoong gastos, utang, at pamilya mo. Hindi ito prescription.
Maglagay ng bagong gross salary para makita kung magkano talaga ang madadagdag sa take-home mo.
Maraming legit na dahilan ng pagkakaiba (allowances, de minimis, annualization). Hindi ito katiyakan — tanungin ang payroll.
Libreng account — itago ang breakdown, i-track kung saan napupunta ang sweldo, at i-connect sa utang, goals, at ipon. ~30 seconds, walang card. Babalik ka rito nang buo ang numbers mo.
Premium = AI Advisor na nagko-connect ng sweldo, utang, goals, at holdings — may Sweldo Brief kada payday, plus printable household money report.