Ipon Challenge Tracker
Pumili ng challenge, tapos i-tap ang box tuwing maghuhulog ka. Makikita mo agad kung magkano na ang naipon mo, ilan pa ang kulang, at kung on track ka. Parang ipon chart sa ref, pero hindi nawawala.
Kinukuha ang challenge mo…
Magkano ang maiipon sa bawat challenge?
| Challenge | Amount | Total in a year |
|---|---|---|
| 52-week challenge | ₱20 base | ₱27,560 |
| 52-week challenge | ₱50 base | ₱68,900 |
| 52-week challenge | ₱100 base | ₱137,800 |
| Reverse 52-week | ₱20 base | ₱27,560 |
| Reverse 52-week | ₱50 base | ₱68,900 |
| Reverse 52-week | ₱100 base | ₱137,800 |
| Fixed weekly | ₱200 per week | ₱10,400 |
| Fixed weekly | ₱500 per week | ₱26,000 |
| Fixed weekly | ₱1,000 per week | ₱52,000 |
| Kada sweldo | ₱500 per sweldo | ₱12,000 |
| Kada sweldo | ₱1,000 per sweldo | ₱24,000 |
| Kada sweldo | ₱2,000 per sweldo | ₱48,000 |
Tips para matapos ang challenge
- Ihulog agad pagka-sweldo. Ipon muna bago gastos, hindi kung ano ang matira.
- Ilagay sa hiwalay na account. Isang digital bank na may interest, hindi sa e-wallet na pang-araw-araw.
- Mag-advance kapag may extra. Bonus o 13th month? I-tick ang malalaking box para gumaan ang huling mga linggo.
- Bantayan ang gastos. Ang budget until payday ay nagsasabi kung magkano ang pwede mong gastusin kada araw.
Frequently asked questions
What is the 52-week ipon challenge?
You save a growing amount every week for a year. With a ₱20 base, you save ₱20 in week 1, ₱40 in week 2, and so on up to ₱1,040 in week 52, for a total of ₱27,560. With a ₱50 base the total is ₱68,900, and with ₱100 it is ₱137,800.
Which ipon challenge is easiest?
A fixed amount every week or every sweldo is the most predictable, because the amount never grows. The reverse 52-week challenge puts the biggest amounts at the start, so the last weeks fall in December when there are more gastos. Pick the one that fits your cash flow.
What if I miss a week?
Just catch up when you can; the tracker shows how many pesos you are behind. You can also tick boxes in any order: if you get extra money, drop in a big box early and the later weeks become lighter.
Where should I keep my ipon challenge money?
Somewhere separate from your daily wallet so you are not tempted to spend it. A coin bank works for the first weeks; once it grows, a digital bank savings account earns interest and is PDIC-insured up to ₱1 million per depositor per bank. For long-term savings, Pag-IBIG MP2 is another option.
Is my tracker saved?
Yes, on this device, without an account. Clearing your browser data removes it, so note your progress if you switch phones.
Educational tool. Your tracker is stored only in this browser. Interest rates and insurance limits change; check with your bank and PDIC.
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