Philippine money, explained simply.
Plain-language, source-backed guides — then put them to work with the free tools. No signup to read.
- How to Compute Your Take-Home Pay in the Philippines (2026)SSS, PhilHealth, Pag-IBIG, and BIR withholding tax explained — with the 2026 tax brackets and a worked example.Read the guide →
- Take-Home Pay by Monthly Salary (Philippines, 2026)The exact net pay for every common salary, ₱15,000–₱150,000 — deductions and tax broken down per cutoff.Read the guide →
- Best Digital Bank Interest Rates in the Philippines (2026)BanKo, SeaBank, Maya, GoTyme, Tonik and more — compared net-after-tax, with PDIC coverage and how much more your cash could earn.Read the guide →
- How Much Your Savings Earn in a High-Yield Bank (2026)The net-of-tax interest on ₱10,000–₱1,000,000 in a top digital bank — and how much more it is than a regular passbook.Read the guide →
- MP2 vs Time Deposit: Which Grows Your Money More? (2026)Pag-IBIG MP2 (tax-free) vs a bank time deposit (taxed 20%) — net returns, lock-in, and safety compared side by side.Read the guide →
- MP2 Calculator: Returns by Monthly Amount (2026)How much Pag-IBIG MP2 earns for ₱500–₱20,000 a month over 5 years — tax-free dividends, year by year.Read the guide →
- Debt Snowball vs Avalanche: Which Clears Utang Faster? (2026)Smallest balance first or highest interest first? Which method pays off your cards and loans faster and cheaper.Read the guide →
- How to Pay Off Credit Card Debt (Philippines, 2026)Real payoff timelines and total interest for ₱10,000–₱200,000 of utang — and how much doubling your payment saves.Read the guide →
- Rent vs Buy in the Philippines: Which Is Cheaper? (2026)The hidden costs of owning, the 5-year rule, and when renting-and-investing actually builds more wealth.Read the guide →
- How Much Emergency Fund Do You Need? (Philippines, 2026)The 3-6 month rule, target amounts by expenses, where to keep it, and how to build one on any salary.Read the guide →
- How to Start Investing in the Philippines (2026 Beginner Guide)A simple 5-step roadmap — MP2, digital banks, T-bills, and index funds. How much you need, and how to avoid scams.Read the guide →
- How to Compute Your 13th Month Pay (Philippines, 2026)The exact formula (basic salary ÷ 12), who gets it, the Dec 24 deadline, the ₱90,000 tax-free rule, and a pro-rated example.Read the guide →
- How to Build Passive Income in the Philippines (2026)Honest sources compared — digital banks, MP2, T-bills, REITs, dividends, rentals — by yield, capital, and effort. No get-rich-quick.Read the guide →
- How to Invest ₱10,000 in the Philippines (2026)Exactly where ₱10,000 should go — buffer first, then a sample beginner split across index funds, MP2, and digital banks.Read the guide →
Or jump straight to a free tool: Where to Invest · Money Health Check · Investment Simulator · Take-Home Pay · Game Plans.
Create a free PesoPilot account to track your money, get your Financial Health Score, and see your next best money move — built for the Philippines.
Get free Filipino money guides by email
Practical PH money tips + rate updates, straight to your inbox. No spam, unsubscribe anytime.