Clear money tools for Filipinos, checked against official sources.
Who builds PesoPilot, how we research rates, rules and promos, how we earn, and how to reach us.
These pages are written to help Filipino users understand the product, data use, and investment risks. They are not a substitute for legal advice tailored to ZenForge Technologies or any regulated financial activity.
What PesoPilot is
PesoPilot is a Philippine money app for everyday Filipinos: free calculators (take-home pay, 13th month, SSS, Pag-IBIG, loans), money guides, a credit card promo scanner that reads every major bank’s public promo pages, and the Money Control Center, where you track sweldo, gastos, ipon and utang in one place.
- Built for Philippine rules: BIR tax tables, SSS, PhilHealth and Pag-IBIG contribution schedules, holiday pay rules and local bank products.
- Most of it is free. Premium adds deeper insights and alerts for members who want them.
Who runs it
PesoPilot™ is built and run by ZenForge Technologies, a DTI-registered business in the Philippines. We are a small independent team, not a bank, lender, broker or government agency, and no bank owns or controls what we publish.
How we research
Every number in our guides and calculators comes from an official or first-party source, and the guide says which. We review rates twice a week and update guides when a rule changes. See the sources we rely on below.
- Government rules and tables: BIR, SSS, PhilHealth, Pag-IBIG, DOLE, BSP, Bureau of the Treasury, PDIC, SEC and the Insurance Commission.
- Bank rates, card fees and requirements: the bank’s own product pages. Where a figure comes from a comparison listing instead, the page says so.
- Card promos: read from each bank’s public promo page several times a day; ended promos drop out and their pages stop being indexed.
- Guides show when they were last updated, and calculators show the assumptions they use.
How PesoPilot earns money
We keep the tools free by earning in three ways, always labelled. See our affiliate disclosure for details.
- Premium membership, paid by members who want more insights and alerts.
- Partner links from approved affiliate programs, marked “Sponsored”. Partners never change a calculator’s result or a guide’s numbers.
- Display ads from Google on some money guides. Premium members see no ads, and we do not show ads on debt-payoff guides or inside the Money Control Center.
Corrections
If you spot a wrong rate, an outdated rule or a promo that has ended, tell us through the contact page. We check it against the official source and fix the page.
Educational, not financial advice
PesoPilot explains and estimates; it does not give personalised financial, tax or legal advice. Check important decisions with the bank, agency or a licensed professional. Read our risk disclaimer.