Turn projections into a decision plan.
Premium is the planning layer for Filipinos who want the next move to be clearer: how to increase projected net worth, what to do next, how to grow investable income, how to review insurance-linked plans, which risks to watch, and which tax wrappers may help.
Net-worth leversCareer-income roadmapHoldings monitor2,000-run risk range
Premium value stack
9
Insights unlocked
prioritized decision points
12
Advanced modules
growth, career, insurance, risk, tax, goal
2K
Monte Carlo runs
probability range per simulation
+
Full decision brief
Unlock the complete prioritized insight set instead of only the starter readout.
+
Personalized next move
Get one clear priority from your goal, horizon, contribution habit, and risk profile.
+
Net-worth accelerator
See which contribution, bonus, time, and income moves add the most to your projection.
+
Career-income roadmap
Get practical raise, skill, side-income, OFW, or remote-work prompts tied to your investable surplus.
+
90-day action plan
Turn the simulation into ordered next steps for this week, next payday, quarterly reviews, and annual raises.
+
Insurance-linked review
Review VUL and policy funds from providers like Pru Life or Sun Life by separating coverage, charges, lock-ins, and fund risk.
+
Crypto and stock monitor
Track holdings like ETH, BTC, ETFs, and stocks with live price status, allocation, gain/loss, concentration risk, and AI-powered plain-language next steps.
+
Probability range
Monte Carlo outcomes show downside, median, and upside paths across 2,000 runs.
+
Goal roadmap
See whether the target is realistic and what monthly funding change can close the gap.
+
Tax-aware wrappers
Estimate PERA credits and MP2 tax-free gains before chasing higher headline yield.
+
Inflation stress test
Translate future pesos into today's purchasing power under multiple inflation cases.
+
OFW allocation guide
Turn remittances into liquidity, family support, retirement, and long-term wealth buckets.
+
Strategy guardrails
Keep liquidity, fees, product rules, rebalancing, and concentration risk visible before moving money.
Free vs Premium
Clearer segmentation, better decisions
Simulation engine
Basic projection
Projection plus probability range
Insights
3 starter insights
Full 9-insight decision brief
Personalized recommendation
Not included
Best next move based on your simulation
Net-worth growth
Projected ending value
Specific levers ranked by peso impact
Action plan
General next step
This week, next payday, 30-day, quarterly, annual plan
Career planning
Not included
Income-growth roadmap tied to contribution potential
Insurance-linked plans
General caution
VUL review lens for coverage, charges, fund risk, and lock-ins
Crypto and stock tracking
Not included
Holdings monitor with price status, allocation, gain/loss, progression, and AI insight brief
Goal planning
Goal status
Success probability and funding roadmap
Taxes
General reminder
PERA and MP2 tax advantage estimate
Inflation
Real-value summary
3-scenario purchasing power stress test
Strategy
Allocation buckets
Implementation guardrails and rebalancing rules
1. Choose your plan
2. Send and confirm payment
Send P1,490 to:
0921 215 7479
Open GCash, send the exact amount, then enter the transaction reference number below.
Manual verification usually completes within 24 hours.