Sa 90 araw, mas malaki ang
natatabi mo kada sweldo.
Piliin mo ang goal na pinaka-kailangan mo — emergency fund, utang, o pang-retirement — at bubuuin ng PesoPilot Premium ang eksaktong 90-day plan, peso-by-peso alerts, at payday Sweldo Brief para makarating ka doon. Hindi guessing. May plano ka na.
Gumawa ng libreng account para makuha ang invite link mo -- libre ang core money tools.
Create free accountPick the outcome you need most
Every Premium plan includes all five — we just highlight the one your Money Map points to first.
90-Day Money Reset
A structured 90-day plan to fix the leak, build the buffer, and put cash back to work.
- Personalized 90-day action plan, week-by-week
- Stop the biggest money leak first
- Rebuild emergency fund to 3 months
- Sweldo + payday automation that sticks
- AI Advisor sessions to keep you honest
Money Loss Shield
Catch the silent leaks before they cost you — stale balances, bank limits, idle cash, VUL drag.
- Smart alerts for emergency-fund + cash-flow risks
- PDIC coverage + concentration warnings
- Stale-balance and ghost-money reminders
- VUL / insurance fee audit
- Monthly money-loss review you can act on
Sweldo System
A payday-to-payday system that automates Safe-to-Spend, sweeps savings, and tracks progress.
- Auto-assign sweldo to buckets each payday
- Safe-to-Spend with built-in monthly check-in
- Track every payday vs goal, not just balances
- Guided monthly money review (10 minutes)
- See what changed since last sweldo
Time Deposit Yield Optimizer
Squeeze more yield from TD/MP2/digital savings without breaking PDIC coverage.
- Best-rate TD ladder for your timing + amount
- MP2 + PERA tax-aware wrappers
- Auto-laddering plan to stay liquid + earning
- Compare digital banks vs MP2 vs RTB
- Roll-over reminders + maturity tracking
OFW / Family Money Plan
A padala-first plan: split remittances, fund the family, and still grow your own future.
- Padala allocator: family, emergency, growth
- Currency diversification + FX timing tips
- Household money report you can share
- Plan for return / retirement back home
- OFW-specific tax-aware wrappers
Idle Cash Deployment
Put the cash sitting in digital savings to work — without losing liquidity.
- Spot idle cash that is missing yield
- Match each peso to a goal or wrapper
- Safe-then-grow allocation in 3 steps
- Stay within PDIC + bank limits
- Track yield earned vs idle cost
What you unlock
Malalim na tools na gawa para sa Pinoy — nakabase sa totoong presyo, buwis, at rules dito sa Pilipinas.
AI Advisor + payday Sweldo Brief
- AI Advisor sessions (4/month) + a Sweldo Brief every payday
- Sharper, PH-specific 90-day action plan
- Full 9-insight decision brief (vs 3 free)
- Personalized next move ranked by impact
Unlimited Money Control Center
- Unlimited holdings (vs 5 free) — cash, MP2, stocks, crypto
- Emergency-fund liquidity + coverage alerts
- Custom price + allocation alerts
- Rebalance wizard with peso actions
Debt, goals & strategy
- Debt-payoff optimizer (snowball / avalanche)
- Goal progress tracking across every goal
- Tax-aware wrappers (PERA, MP2, RTB)
- 2,000-run Monte Carlo probability range
Family, OFW & protection
- Family & OFW padala money planning
- Printable / shareable household money report
- VUL & insurance fee audit
- Inflation stress test + risk monitor
Free vs Premium
Free stays free — forever. Premium unlocks the depth that turns insights into action.
Common questions
Need help? zenforgetechnologies@gmail.com