PesoPilot
Para sa Pinoy abroad · Guest tool

Bawat padala mo, may plano na.

Sweldo abroad → pamilya sa Pinas → MP2 / FMETF → uwi na. Ipakita namin sa'yo paano hatiin ang bawat AED3,500 mo para hindi lang masusunod ang pamilya, kundi may natitira ka rin para sa sarili. Walang account, walang login.

Saan ka nag-w-work?
United Arab Emirates · AED
Construction, retail, hospitality
Naka-peg sa USD (3.6725 fixed). Stable ang rate kaya predictable ang remit value.
Monthly remit
₱54,110
AED3,500 × ₱15.46
Pamilya / month
₱27,055
50% ng remit
Invest / month
₱10,822
20% — MP2/funds
Annual flow
₱649K
across 12 months
Hatiin ang sweldo mo

Saan papunta ang bawat peso?

I-slide mo ang values — auto-balance ang iba para 100% laging.

Balanced 100%
Total / buwan
₱54,110
Pamilya
Bills, food, school, parents
50%
₱27,055 / buwan
Sariling buhay
Local living kung nasaan ka
15%
₱8,117 / buwan
Invest
MP2 / FMETF / future
20%
₱10,822 / buwan
Buffer
Emergency + FX shock
10%
₱5,411 / buwan
One-time
Gifts, occasions, surprises
5%
₱2,706 / buwan
Long-term wealth path

₱1.87M sa 10 taon.

💡Investing ₱10,822/buwan at 7% (MP2-like) compounds to ₱1.87M after 10 years — ng iyung total ₱1.30M contributed plus ₱574K sa growth.
FX sensitivity

Paano kung iba ang exchange rate?

🇦🇪 AED3,500 salary sa iba't ibang FX scenarios — para makita mo kung gaano magkakalayo ang remit mo sa peso swings.

FX -10% (peso strong)
₱13.91
₱48,699/mo
FX -5%
₱14.69
₱51,405/mo
Current
₱15.46
₱54,110/mo
FX +5%
₱16.23
₱56,816/mo
FX +10% (peso weak)
₱17.01
₱59,521/mo
Smart insights (1)
🇦🇪 Ang AED ay USD-pegged — stable ang rate vs USD. Pero PHP swings vs USD, so bantayan mo pa rin ang ₱/AED rate.
I-save ang ₱54,110/buwan padala plan moLibreng account — i-save, i-track, at balikan anytime. Walang card, ~30 seconds.
I-save — libreng accountContinue with AI Advisor
Educational only — hindi ito financial advice.
Next steps

Yung ₱10,822/mo na invest — saan mo ilalagay?

Kumuha ng 90-day plan
AI Advisor — OFW-aware, premium
Mag-simulate ng MP2
20-year projection at iba't iba scenarios
Set financial goals
House DP, retirement, education
Build a money game plan
Simulate moves, then apply to Money Map
Educational only. FX rates are snapshot estimates — actual remit cost depends on Wise, BPI, Maya, GCash, or your channel (typically 0.5-2% off mid-market). Investment projections assume 7% annual return (MP2-like) compounded monthly — actual returns vary. PesoPilot is not a licensed financial advisor or remittance company.