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RCBC · 0% installment0% installment

SM Store's Buy Now, Pay Later at 0% Installment

How to get this deal

  1. Pay with an RCBC credit card
  2. Minimum spend ₱5,000
  3. On or before Dec 31, 2026

Listed on RCBC’s promo page as of Nov 9, 2026

Enjoy 0% Installment for 3 months and pay later with your RCBC Credit Card! PROMO MECHANICS The promo is open to all existing RCBC Credit Cards cardholders whose accounts are active and in good standing. Promo runs until December 31, 2026. Cardholders can avail of 0% Installment for 3 months & Buy Now Pay Later* scheme on all items for a minimum single-receipt purchase of ₱5,000 using their RCBC Credit Card. Promo is valid in-store and via Personal Shopper (card-present) transactions. *Buy Now Pay Later (BNPL) scheme wherein the first monthly amortization will be posted up to three months later. Easyterms 0% Interest Installment and Buy Now Pay Later Easyterms 0% Interest Installment is applicable if the cardholder pays his/her monthly installment in full. The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Credit Cards' approval. Easyterms 0% Installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of Buy Now Pay Later (BNPL) applicable for the 0% interest offering. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged. DTI Fair Trade Permit No. FTEB-244758 Series of 2025 CALL OUR HOTLINE For RCBC Credit Cards and InstaCash (Credit to Cash), (+632) 8888-1888 For Domestic Toll-Free (for PLDT landline subscribers outside of Metro Manila) 1-800-10-888-1888 For RCBC Personal & Salary Loans (+632) 8888-1895 Quick Links Fees & Charges Data Privacy Notice Terms & Conditions Cardholder Advisories Contact Us Sitemap Corporate RCBC Malayan Insurance Connect with Us For more information, inquiries, or complaints, you may contact: For RCBC Credit Cards (+632) 8888-1888 | email@service.rcbcbankard.com For RCBC Personal & Salary Loans | (+632) 8888-1895 | loansservices@rcbcbankard.com Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP) | https://www.bsp.gov.ph Copyright © 2023, Rizal Commercial Banking Corporation. All Rights Reserved. A member of Yuchengco Group of Companies $(function () { $('.parallax-container').parallax(); $('.lazy').Lazy({ effect: 'fadeIn', onError: function(element) { console.log('error loading ' + element.data('src')); } }); $('.loading').animate({'opacity':'1'},300); $(window).scroll( function(){ /* Check the location of each desired element */ $('.hideme').each( function(i){ // var bottom_of_object = $(this).position().top + $(this).outerHeight(); var middle_of_object = $(this).position().top + ( $(this).outerHeight() / 2 ); var top_of_object = $(this).position().top + 200; var bottom_of_window = $(window).scrollTop() + $(window).height(); /* If the object is completely visible in the window, fade it it */ // if( bottom_of_window > middle_of_object ){ // $(this).animate({'opacity':'1'},800); // } /* If the object is 200px visible in the window, fade it in */ if( bottom_of_window > top_of_object ){ $(this).animate({'op

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