1.50% Low FX Conversion Fee

Travel more this holiday and save more with a low 1.50% FX Conversion Fee with your RCBC Visa Infinite and Airmiles Visa Signature. TRAVEL MORE THIS HOLIDAY, SAVE MORE ABROAD Make every holiday purchase abroad more rewarding with a low 1.50% Foreign Currency Conversion Fee when you use your qualified RCBC Premium Visa Credit Cards for international purchases. Effortless Savings No registration or minimum spend required —enjoy the 1.50% FX Conversion Fee on every eligible international transaction. PAY IN LOCAL Currency Always choose to pay in the local currency of the country you're shopping in to maximize your savings. Promo Period Valid for international purchases from October 1 to December 31, 2026 . Plus, unlock seamless global spending with premium rewards and luxury airport lounge access worldwide. RCBC Visa Infinite Earn 5x Rewards Points for every ₱30 spent overseas Unlimited Free Access to PAGSS International Lounges at NAIA T1 and T3* for the principal cardholder plus 1 travel companion *T3 access is valid until December 31, 2026. Learn more here. RCBC Airmiles Visa Signature Earn 1 Signature Airmile for every ₱25 spent overseas Unlimited Free Access to PAGSS International Lounge at NAIA T1 for the principal cardholder PROMO MECHANICS The 1.50% Low Foreign Currency (FX) service fee promo is valid from October 1 to December 31, 2026 , for overseas in-store or online foreign-denominated transactions charged in local currency using an RCBC Visa Infinite and RCBC Airmiles Visa Signature Credit Cards. The Promo is open to all RCBC Visa Infinite and RCBC Airmiles Visa Signature Principal and Supplementary Cardholders in good credit standing. To compute the Peso equivalent of the foreign transactions, convert transactions in Foreign Currency to PHP using the prevailing conversion rate × 1.50% . SAMPLE COMPUTATION Purchase Amount in Foreign Currency USD 39.99 Conversion Rate* PHP 60.50 Peso Converted Amount PHP 2,419.40 1.50% Low FX Fee PHP 36.29 Total Transaction Amount Posted to the Cardholder’s Account PHP 2,455.69 *Conversion rates may vary daily. The conversion rate will be based on the foreign exchange selling rate of Rizal Commercial Banking Corporation at the time of transaction posting. This applies to currencies including Australian Dollar, Canadian Dollar, Euro, Hong Kong Dollar, Japanese Yen, Korean Won, Singapore Dollar, Thailand Baht, UK Pound Sterling, and US Dollar. For currencies not included in the list, the conversion rate will be based on the currency conversion rate set by Visa at the time of posting. DTI Fair Trade Permit No. FTEB-265232 & 249414 Series of 2026 FREQUENTLY ASKED QUESTIONS Which card is eligible for the 1.50% low FX conversion fee promo? The offer is exclusive to RCBC Visa Infinite and RCBC Airmiles Visa Signature Principal and Supplementary Credit Cardholders(“qualified cardholders”). What transactions qualify for the 1.50% FX conversion fee? Eligible transactions include international purchases made in foreign currency, whether card-present (in-store) or card-not-present (online). To enjoy this offer, qualified cardholders must always