0% Installment Spend Anywhere Promo

This holiday season, shop 0% Installment and Buy Now Pay Later anywhere to unlock up to ₱8,000 Cash Rebate! Earn Up To ₱8,000 Cash Rebate This holiday season, shop 0% Installment and Buy Now Pay Later anywhere with your RCBC Credit Card to unlock cash rebates! Register Now Promo Period: November 1, 2026 – January 31, 2027 How to Qualify & Earn Min. Transaction Requirement Only single 0% Installment or Buy Now Pay Later (BNPL) transactions of ₱3,000 or higher qualify. Single spends under ₱3,000 do not count toward accumulation. Spend & Rebate Caps Accumulate at least ₱25,000 spend per month to qualify. Earn up to ₱4,000 Cash Rebate per month , with a maximum cap of ₱8,000 total Cash Rebate per card for the entire promo period. Monthly Reset & Calculation Qualified spend is computed independently per calendar month and resets to zero at 12:00 AM on the 1st day of every month. Balances do not carry over to the next month. Spend Accumulation Schedule Month 1 Nov. 1 – 30, 2026 Month 2 Dec. 1 – 31, 2026 Month 3 Jan. 1 – 31, 2027 *Registration is required; transactions posted prior to registration do not qualify for cash rebates. PROMO MECHANICS A Promo Eligibility & Coverage Eligibility: Open to active Principal RCBC Credit Cardholders in good credit standing with updated mobile numbers and email addresses on file with RCBC Credit Cards. Promo Period: November 1, 2026 to January 31, 2027 Registration Period: November 1, 2026 to January 31, 2027 Spend Period : Qualified spend is calculated per monthly cycle and resets to zero at 12:00 AM on the 1st day of every calendar month: Month 1: November 1–30, 2026 Month 2: December 1–31, 2026 Month 3: January 1–31, 2027 B. How to Register & Track Your Spend Online Registration: To qualify, the Principal Cardholder must register online (click here to register) using their assigned Unique Registration Code and PIN Code received via SMS or email. Spend Tracker Meter: Upon successful registration, cardholders can log in to the microsite to monitor their qualified spend via a spend progress meter. Tracker Update Frequency : Accumulated spend is updated based on the following schedules to reflect posted qualifying transactions: @import url('https://fonts.googleapis.com/css2?family=Jost:wght@400;500;600;700;800&display=swap'); #rcbc-tracker-schedule-table-section { all: unset; display: block; box-sizing: border-box; font-family: 'Jost', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif; max-width: 900px; margin: 0 auto; padding: 24px 16px; background: transparent !important; color: #1a243b; line-height: 1.5; -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; } /* Deep scoped isolation against host page overrides */ #rcbc-tracker-schedule-table-section *, #rcbc-tracker-schedule-table-section *::before, #rcbc-tracker-schedule-table-section *::after { box-sizing: border-box !important; } #rcbc-tracker-schedule-table-section h1, #rcbc-tracker-schedule-table-section h2, #rcbc-tracker-schedule-table-section h3, #rcbc-tracker-schedule-table-section h4, #rcbc-tracker-schedule-table-section p, #r