FLY NOW PAY LATER at Philippine Airlines!

Pay 0% interest on 3 months term at participating PAL domestic ticket offices The Offer is open to all active and current Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, American Express, JCB, Diners Club and UnionPay) Cards. Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo. The Offer is available from June 1 to December 31, 2026 at participating Philippine Airlines domestic ticket offices. Qualified BDO Credit Cardholders may avail of the following FLY NOW PAY LATER offers: Zero Percent (0%) interest on 3 months term with a minimum spend of P20,000 FLFLY NOW PAY LATER for transactions from June 1 to December 31, 2026 Philippine Airlines has the sole discretion to determine the minimum required purchase amount, term(s), item(s)/ and/or service(s) and channel(s) applicable for the Zero Percent (0%) interest offering. The installment facility can still be used in conjunction with the airline's other promotional offers, over-the-counter sale or discounts, privileges and VIP cards, and shall be subject to the existing airline's terms and conditions. If the Cardholder chooses not to avail of the payment holiday, the first monthly installment will be billed on the next statement following the transaction date. However, the Cardholder will still remain eligible for any applicable discount and/or free item promotional offers. The billing of first (1st) installment from transaction date for FLY NOW PAY LATER (FNPL) transactions follows below schedule: The first monthly installment of a transaction under the FLY NOW PAY LATER Program will be billed to the Cardholder on the next cycle after the transaction date and payment thereof is due 25 days after the statement cut-off. All BDO FLY NOW PAY LATER transactions are subject to bank approval. The entire FLY NOW PAY LATER transaction amount shall be deducted from the Cardholder's available credit limit. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the FLY NOW PAY LATER transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P500, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO in concurrence with DTI. All complaints will be handled within 7 to 10 banking days from receipt of complaint, provided with complete information, proof of purchase and other supporting documents. For concerns on the partner merchant's products and/or services, you may reach out to the merchant's customer support: This Promo is subject to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards. Per DTI Fair Trade, Permit No. FTEB-244037, Series of 2025 Qualified cardholders may avail of the Zero Percent (0%) interest for a minimum single purchase worth P3,000, subject to existing minimum installment amount agreement with partner merchant. For items not included in the 0% offer, monthly add-on rates below will apply: Note: Above computation is presented as a guide to derive the monthly amortization. Actual monthly amortization may vary slightly due to rounded values. All BDO FLY NOW PAY LATER transactions are subject to bank approval. The entire FLY NOW PAY LATER transaction shall be deducted from the available credit limit. BDO m