BUY NOW PAY LATER on Lazada!

Pay 0% interest up to 36 months on installment with BDO Credit Cards! The Offer is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, American Express, JCB, Diners Club and UnionPay). Excluded from the promo are Corporate Cards, Distribution Cards and Purchasing Cards. The Offer is available from October 1, 2026 to June 30, 2027 on Lazada . Qualified BDO Credit Cardholders may avail of BUY NOW PAY LATER on 0% interest up to 36 months* term. *Varies per participating shop Lazada has the sole discretion to determine the minimum required purchase amount, term(s), item(s), service(s) and/or channel(s) applicable for the Zero Percent (0%) interest offering. The first monthly installment will be billed to the Cardholder on the next statement cycle. Payment is due 25 days after the statement cut-off. All BDO BUY NOW PAY LATER transactions are subject to bank approval. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P500, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO in concurrence with DTI. All complaints will be handled within 7 to 10 banking days from receipt of complaint, provided with complete information, proof of purchase and other supporting documents. For concerns on the partner merchant’s products and/or services, you may reach out to the merchant’s customer support at (02) 8952 9232. The Promo is subject to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards. Per DTI Fair Trade Permit No. FTEB-244037 Series of 2025. Qualified cardholders may avail of the Zero Percent (0%) interest for a minimum single purchase worth P3,000, subject to existing minimum BUY NOW PAY LATER amount agreement with partner merchant. For institutions not included in the 0% interest and 0.60% monthly add-on rate offer, monthly add-on rates below will apply: Note: There may be a slight difference between the actual monthly installment amortization billed and the computed monthly installment amortization presented in the sample computation. Amounts may differ due to rounded values. All BDO BUY NOW PAY LATER transactions are subject to bank approval. The entire BUY NOW PAY LATER transaction amount shall be deducted from the Cardholder's available credit limit. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P500, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.