Purchase Convert at 1%

Convert recent purchases on BDO Credit Card to installment! Eligibility is determined by BDO at the time of Purchase Convert application. Qualified Cardholders will receive Viber, SMS or email (from “BDO Deals”) about the Promo with the applicable rate. ​ Quick access to Purchase Convert at 1% Calculator Applicable Fees Installment Availment Fee This will be charged for every approved Purchase Convert transaction. P100 for PHP transaction for amounts up to P20,000 P200 for PHP transaction for amounts above P20,000 USD5 for USD transaction Installment Processing Fee This will apply only to installment acceleration requests and will be charged after request has been approved. 5% of the total remaining balance or P500 for PHP transactions, USD10 for USD transactions, whichever is higher Online Channels*: *Qualified Cardholders may apply for multiple transactions for Purchase Convert, subject to individual form submission for every application. ​ Other ways to avail: ​ NOTE : To avoid duplicate processing of Purchase Convert request, please ensure that transaction conversion request is made through only one application channel. Application status will be available after 5 banking days. Any availment made thru other channels may result to double processing and that the cancellation, if there is any, may be charged an Installment Processing Fee. Click here for DECLINE REASONS. The BDO Purchase Convert at 1% Program is applicable to PHP (Peso) and USD (Dollar) BDO Credit Card accounts and is open to: PHP USD Select Principal BDO Credit Cardholders of Mastercard, Visa, UnionPay, Diners Club, JCB, and American Express ® (“Cardholder”) Select Principal Dual Currency BDO Credit Cardholders of Mastercard, Visa, UnionPay, Diners Club and American Express ® International Dollar Card (“Cardholder”) whose accounts are active at the time of Purchase Convert application and have received Viber, SMS or email from BDO Deals about the Promo. Excluded are Tie up Cards, Corporate Cards, Distribution Cards and Purchasing Cards. International Dollar Cards are excluded for PHP Promo. Transactions must meet the following conditions to qualify for Purchase Convert: PHP transactions must be charged to a BDO Credit Card. USD transactions must be charged to a BDO Dual Currency Credit Card or BDO American Express ® International Dollar Cards. All transactions must meet the minimum single-receipt purchase of P3,000 for PHP or USD200 for USD. Availment must not be more than sixty (60) days from the transaction date. Processing time will take 5 banking days. Transaction from Supplementary and Virtual Cards may be converted to installment provided that application will be requested by the Principal Cardholder. The following transactions/MCCs are disqualified from Purchase Convert: Transactions associated with gambling, money transfers or other similar cash transactions. MCC Codes: 7995, 9406 and 9754 Cash and other money transfer transactions like Cash Advance and cash-in to load e-wallets / prepaid cards such as PayMaya, GCash or any similar transactions. MCC Codes:4821, 4829, 6010, 6011, 6012, 6040, 6050, 6051, 6211, 6532, 6533, 6536, 6537, 6538, 6540 and 7012 Other BDO installment transactions or any amortizing transaction like 0% interest, Regular Installment, etc. The monthly add-on rates below shall apply: Quick access to Purchase Convert at 1% Calculator The Principal Cardholder may apply for Purchase Convert through any of the following application channels: Multiple availments will result to imposition of Installment Availment Fee for every transaction. To avoid duplicate processing of Purchase Convert request, please ensure that transaction conversion request is made through only one application channel. Application status will be sent via SMS using registered mobile number after five (5) banking days. Any availment made through other channels may result to double processing and that the cancellation, if there is any, may be charged an Installment Proc