Mastercard Birthday Privileges

Elite and Gold Mastercard Exclusives BDO will handle promo-related complaints within 7 to 10 banking days from receipt of complaint, provided with complete information, proof of purchase and other supporting documents. Discount is non-transferable, non-cumulative, non-refundable, cannot be exchanged for cash or other products and be used in conjunction with any other discount or promotions unless specified. The Promo cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers by BDO and/or participating hotel. In the purchase of goods and services which are on promotional discount, the Senior Citizen and Person with Disability can avail the promotional discount or the discount provided under the expanded Senior Citizens Act of 2010 or Magna Carta for Persons with Disability, whichever is higher. All questions or disputes regarding the Cardholder’s eligibility, coverage of dates, fulfillment, shall be resolved by BDO with the concurrence of Department of Trade and Industry (DTI). For BDO Cardholder’s protection, card details and personal information shall always be kept secured. Card number, PIN, OTP or any card information shall not be sent through an email, text or call in response to an unsolicited email, text or call. Acknowledgment of payment display by the merchant shall always be saved. The Promo is subject to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards. All questions or disputes regarding the Cardholder’s eligibility, coverage of dates, fulfillment, shall be resolved by BDO with the concurrence of Department of Trade and Industry (DTI). Per DTI Fair Trade Permit No. FTEB-255673 and 258306, Series of 2026.