Use your BDO Credit Card Peso Points

Convert to Cash Credit, transfer to BDO Rewards or SMAC or donate to HOPE What is BDO Credit Card Peso Rewards? BDO Credit Card Peso Rewards is a loyalty program wherein cardholders will earn 1 Credit Card Peso Point (“Peso Points”) for every ₱1,000 qualified spend, and where 1 Peso Point is equivalent to ₱1.00. Which Credit Cards qualify to the Peso Rewards program? BDO Credit Card Peso Rewards is applicable to the following BDO Credit Cards: Mastercard - World Elite / Platinum / Gold / ShopMore / Standard Visa - Platinum / Gold / Classic JCB - Platinum / Gold / Lucky Cat UnionPay - Diamond / Gold How do I earn points under this program? You earn 1 Peso Point (except for ShopMore which earns 2X) for every ₱1,000 qualified transaction. For example, your ₱2,021 spend earns you 2.00 Peso Points which is equivalent to ₱2.00. Qualified overseas spend also earns Peso Points. Card Type Spend Requirement Peso Points Earned Classic, Standard, Gold, Platinum, Diamond, World Elite (Local and Overseas Spend Billed in Peso) ₱1,000 ₱1.00 ShopMore ₱1,000 ₱2.00 Gold, Platinum, Diamond (Overseas Spend Billed in US Dollar) $20 ₱1.00 World Elite (Overseas Spend Billed in US Dollar) $20 ₱1.50 Do Peso Points expire? ​ No. Throughout the course of the Peso Rewards program, Peso Points will not expire as long as your credit card remains active and current, so you can keep accumulating points from your dining, shopping in-store or online, travel, and everyday spending on gas, groceries, and medicines until you’re ready to redeem. ​ What can I redeem using my Peso Points? You can choose to CONVERT, TRANSFER, or DONATE your Peso Points You can convert your Peso Points to Cash Credit and pay your credit card balance or use as extra funds for more shopping! For Dual Currency Cardholders, Peso Points earned from your Dollar Account can be redeemed as Cash Credits for posting to your Peso Account. You can transfer your Peso Points: to your BDO Rewards Card and enjoy the shopping perks of a BDO Rewards member to SMAC for more shopping in SM Store and SM Retail Stores. You can donate your Peso Points to HOPE and help build public school classrooms. What is the value of my Peso Points? You only need to remember the 1:1 conversion - this means that 1 Peso Point has a P1.00 value. Redemption starts at 1,000 for Elite Cards and 200 for Gold or Classic Cards. What if I don’t have a BDO Rewards Card but I want to redeem BDO Rewards Points? You may call the BDO Contact Center at (+632) 8888-0000 to request for your BDO Rewards Card. Where can I view my Peso Points balance? Your Peso Points balance is available in the points display summary of your monthly Statement of Account. You may refer to your BDO Online Banking account to view your available points. How do I redeem my Peso Points? You can redeem online using the Credit Card Peso Rewards Online Redemption Form or you may contact the BDO Contact Center at (+632) 8888-0000 to submit your redemption request. Submitted Redemption request is: non-reversible and non-cancellable; subject to processing lead time of 7 to 10 working days from request date; Log in to BDO Pay app to view your latest Peso Points balance. Alternatively, please refer to the Peso Points Summary on your latest Statement of Account. Redemption starts at 1,000 for Elite Cards and 200 for Gold or Classic Cards. Redeem Equivalent Points ​ Online Redemption Form ​ 1 Peso Point = P1.00 Cash Credit 1 Peso Point = 1 BDO Rewards Point 1 Peso Point = 1 SMAC Point 1 Peso Point = P1.00 HOPE Donation* * Donation starts at 100 Peso Points