BUY NOW PAY NEXT YEAR at Gigahertz!

Pay 4 months later at 0% interest up to 24 mos + discount and freebies ​The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, American Express, JCB, Diners Club and UnionPay). Corporate, Commercial and Proprietary Cards are excluded from the Promo. The Program is available from July 10 to December 31, 2026 in all Gigahertz stores. Qualified BDO Credit Cardholders can avail of the following exclusive BUY NOW PAY NEXT YEAR offers: Up to P32,899 worth of discounts and freebies on select laptop purchase Pay 4 months later for September 9 to December 31, 2026 transactions 0% interest up to 24 months term Gigahertz has the sole discretion to determine the term(s), item(s), service(s), and/or channel(s) applicable for the Zero percent (0%) Interest offering. The promotional free items are not convertible to cash, other discount, or other item(s). The promotional discount is not convertible to cash or item(s). To redeem the free items, BDO Credit Cardholder must present the original customer's copy of the BDO installment charge slip and the qualified sales invoice at the store's payment counter. Redemption period is until March 1, 2027. BDO Credit Cardholders with lost/stolen or faded/unreadable installment charge slip will not be allowed to redeem. BDO and Gigahertz are not obliged to recognize or replace lost or faded charge slip(s) for purposes of item(s) redemption. The Promo cannot be used in conjunction with the store's other promotional offers, in-store sale or discounts, privileges and VIP cards, and shall be subject to the existing store's terms and conditions. The billing of first installment from transaction date for BUY NOW PAY LATER (BNPL) transactions follow below schedule: Sample BUY NOW PAY LATER schedule for transactions from July 10 to September 8, 2026: The first monthly installment of a transaction under the BUY NOW PAY LATER Program will be billed to the BDO Credit Cardholder on the next cycle after the transaction date and payment thereof is due twenty-five (25) days after the statement cut-off. Sample BUY NOW PAY LATER schedule for transactions from September 9 to December 31, 2026: The BUY NOW PAY NEXT YEAR Promo is effective September 9 to December 31, 2026. The monthly installment due on BNPNY transactions, will be billed to the Cardholder starting on the fourth (4th) statement cut-off from transaction date and every month thereafter until the total amount payable is paid in full. ​ All BDO BUY NOW PAY LATER transactions are subject to bank approval. The entire BUY NOW PAY LATER transaction amount shall be deducted from the BDO Credit Cardholder's available credit limit. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the BUY NOW PAY LATER transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P500, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full. In case of dispute in respect of, but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail. All questions or disputes regarding the BDO Credit Cardholder's eligibility for the Promo shall be resolved by BDO in concurrence with DTI. All complaints in relation to the preceding clause will be handled within seven (7) to ten (10) banking days from receipt of complaint, provided with complete information, proof of purchase and other supporting documents. For concerns on the partner merchant’s products and/or