Hospital Installment Program

0% interest or a low 0.70% add-on rate up to 36 months The promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO American Express Cards. Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo. The offer will run from July 1 to December 31, 2026 at partner hospitals nationwide. Qualified BDO Credit Cardholders can avail of installment offers subject to partner hospital’s applicable terms and conditions: 0% interest on Installment up to 36 months at select partner hospitals Regular Interest with a low monthly add-on rate of 0.70% up to 36 months Pay 4 months later from September 9 to December 31, 2026 Sample Computation: Amount to be charged : P15,000 Installment term : 12 months There may be a slight difference between the actual monthly installment amortization billed and the computed monthly installment amortization presented in the sample computation. Amounts may differ due to the rounded values. Partner hospitals have the sole discretion on the term(s), item(s) and/or service(s) and channel(s) applicable for the Zero Percent (0%) Interest offering. The offer cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers, Senior Citizen & PWD cards and hospital partner's VIP/Member privileges. In the purchase of goods and services which are on a promotional discount, the senior citizen or person with disability can avail of the promotional discount under this Promo or the discount provided under the Expanded Senior Citizens Act for 2010 or Magna Carta for Disabled Person, whichever is higher. The billing of the first (1st) monthly installment from transaction date will follow below schedule. Sample schedule for transactions from July 1 to September 8, 2026 Transactions: Sample schedule for transactions from September 9 to December 31, 2026 Transactions: Availment of the Hospital Installment Program transaction shall be subject to bank approval. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the in-store installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P500, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full. All complaints will be handled within 7 to 10 banking days from receipt of complaint, provided with complete information, proof of purchase and other supporting documents. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO in concurrence with DTI. The Promo is subject to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards. Qualified cardholders may avail of the Zero Percent (0%) interest for a minimum single purchase worth P3,000, subject to existing minimum installment amount agreement with partner merchant. For hospitals not included in the 0% interest and 0.70% monthly add-on rate offer, monthly add-on rates below will apply: There may be a slight difference between the actual monthly installment amortization billed and the computed monthly installment amortization presented in the sample computation. Amounts may differ due to the rounded values. Billing of the first (1st) monthly installment will follow below schedule: Sample schedule for transactions from July