Complimentary Airport Lounge Access

Diners Club Exclusives The BDO Diners Club Airport Lounge and Travel Program is open to all Principal and Supplementary BDO Diners Club International and Diners Club Premiere Cardholders (“BDO Diners Club Cardholders”). This benefit allows BDO Diners Club Cardholders to access participating airport lounges under the Diners Club Airport Lounge and Travel network worldwide for a corresponding fee determined by the lounge. To view the complete list of the participating airport lounges, visit www.dinersclublounges.com or download the Diners Club Travel Tools app. Diners Club International may, from time to time, add to the list of included airport lounges. No special enrollment is currently required, although BDO reserves the right to introduce an enrollment fee requirement in the future. Select BDO Diners Club Cardholders who qualified based on the eligibility requirements indicated on item 3 below and who received the notification of eligibility from BDO through Viber/SMS/eDM communication* are entitled to two (2) complimentary lounge visits. *Cardholders must ensure that their registered mobile number with BDO is updated and accurate. Complimentary lounge visit notifications will be sent to the registered number of the Cardholder with the bank. BDO will not be responsible for non-receipt of Viber/SMS notification due to incorrect or outdated contact details. Cardholder may call the BDO Customer Contact Center at (02) 8888 -0000 to check eligibility. The complimentary lounge visit is valid for use until December 31, 2026 . Eligibility Requirements: Existing BDO Diners Club Cardholders whose cards are active (not expired or cancelled) and in good credit standing (account is current, not past due, and not over the credit limit) at the time of extract of eligible cardholders. Must have reached a minimum cumulative spend anywhere of Php350,000 of the previous year (full year 2025) (“Spend Requirement”). Purchases made by Principal and Supplementary Cardholders cannot be combined to meet the Spend Requirement. Each cardholder must qualify individually. It is the responsibility of the Cardholder to monitor his/her qualified spend. For Cardholders enrolled in Dual Currency, transactions made in US Dollar or other currencies will be converted to Philippine Peso using BDO’s standard exchange rate applied at the time of eligibility evaluation. Qualified purchases from replacement or renewal cards will be combined for spend evaluation. Accounts with dual currency features must be current in all currencies. Delinquency in any currency will render the Cardholder ineligible for the complimentary lounge visit benefit. The complimentary lounge visit benefit for a given year is based on the total qualified spend in the immediately preceding calendar year. The complimentary lounge visit can be shared with a guest. BDO will notify eligible Cardholders beginning February 2026. Eligibility for the program cannot be manually adjusted or overridden. Requests to include an account in the list of pre-selected cardholders will not be accommodated. It is the responsibility of the Cardholder to monitor his/her lounge visits. Once the free complimentary lounge visit benefit has been consumed, the Cardholder/s may continue to access the airport lounge with corresponding lounge visit fee, as determined by the lounge, which will be charged to the BDO Diners Club Credit Card account within two (2) to three (3) months after the date of the lounge visit. Transaction description to reflect on the Statement of Account will be: DC LOUNGE VISIT DDMMMYY BDO reserves the right to, and if warranted, shall, charge the cost of the lounge visit/s to the Cardholder if the qualifying transaction/s are reversed or cancelled on a later date. The complimentary lounge visit is non-convertible to cash. The number of complimentary lounge visits is not cumulative. All unused complimentary lounge visit per card, per year will be forfeited upon the end of the calendar year. BDO has t