Up to KRW322,000 e-Vouchers and Shinsegae Membership

Mastercard Exclusives The “Up to KRW322,000 Shopping e-vouchers and Instant Shinsegae Membership Upgrade” Promo is open to all Principal and Supplementary Credit Cardholders of BDO Mastercard (“Eligible Cards”). The following cards are not eligible to avail of the Promo: BDO Virtual Mastercard Credit Card, BDO Debit Cards, BDO Installment Cards, BDO Corporate Cards and BDO Cash Cards. The promotion period is from July 24 to December 31, 2026 and available in Myeongdong Shinsegae Duty Free, South Korea . Offer/s: BDO World Elite Mastercard, BDO Platinum Mastercard and BDO HOPE Mastercard ​Membership Upgrade Instant Black Tier Membership FREE Premium Sheet Mask as a Welcome Gift Shopping e-Voucher (min. in-store spend applies) KRW 120K OFF = USD1K spend KRW 95K OFF = USD800 spend KRW 60K OFF = USD500 spend KRW 35K OFF = USD300 spend KRW 12K OFF = USD100 spend Spend and Earn Duty Free Points 50K points = USD 1K spend 30K points = USD 500 spend 10K points = USD 300 spend KRW 5,000 Food and Beverage Coupon for same-day spend of at least USD 51 BDO Gold Mastercard, BDO ShopMore Mastercard, BDO Standard Mastercard and BDO Bench Mastercard Membership Upgrade Instant Gold Tier Membership FREE Premium Sheet Mask as a Welcome Gift Shopping e-Voucher (min. in-store spend applies) KRW 110K OFF = USD1K spend KRW 90K OFF = USD800 spend KRW 55K OFF = USD500 spend KRW 35K OFF = USD300 spend KRW 10K OFF = USD100 spend Spend and Earn KRW 5,000 Food and Beverage Coupon for same-day spend of at least USD 51 To avail of the Promo, BDO Mastercard Cardholder must first present a valid BDO Mastercard Credit Card and passport at the Customer Service Desk of Myeongdong Shinsegae Duty Free prior to making any purchase. Membership Upgrade and Welcome Gift Membership upgrade and welcome gift shall be issued upon successful verification. Shopping e-vouchers The Shopping e-vouchers shall be issued upon successful verification. Must meet minimum spend required per e-voucher. Valid for in-store use within 180 days from issuance. Myeongdong-issued shopping e‑vouchers are also valid at Shinsegae Duty Free Incheon Airport locations. Duty Free Points Proceed to the Customer Service Desk after purchase to claim Duty Free points, which shall be awarded based on the qualified transaction amount. Duty Free points may be redeemed both online and in-store and shall be valid for a period of up to two (2) years from the date of issuance. Myeongdong-issued duty-free points are also valid at Shinsegae Duty Free Incheon Airport locations. KRW 5,000 Food and Beverage Coupon Issued upon presentation of a same-day receipt with a minimum spend of USD 51 at the Customer Service Desk. Must be redeemed on the same day purchase was made. BDO will handle promo-related complaints within 7 to 10 banking days from receipt of complaint, provided with complete information, proof of purchase and other supporting documents. The Promotion is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other promotions, discounted items and fixed price items unless specified. Any feedback or dispute about the product or service related to the offer should be directed to Shinsegae Duty Free. Benefits are subject to Shinsegae Duty Free’s policies and availability. The use of BDO Credit Cards at Shinsegae Duty Free may result to imposition of Cross Border Fees and/or Foreign Exchange Conversion Fees in the credit card transaction. For more details, Cardholders may refer to Section 8 of the Terms and Conditions Governing the Issuance and Use of BDO Credit Card found in BDO’s website. The promotion is subject to the Terms and Conditions of Shinsegae Duty Free and the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards. Per DTI Fair Trade Permit No. FTEB-261426 Series of 2026.