Welcome Cashback Promo

Get P8k Welcome Cashback with a new BDO Elite Credit Card! The BDO Credit Cards Welcome Cashback Promo (“Promo”) is open to Principal BDO Credit Cardholders with Cards* approved from September 1, 2026 to January 31, 2027 , who are in good standing, with no cancelled principal/supplementary BDO Credit Card/s in the last 6 months prior the qualified Card’s approval date and received Promo communication materials (SMS/email) from BDO (“Cardholder/s”). The following are not qualified to the Promo: Supplementary Cards, Virtual Cards, Corporate Cards, and any other card types not mentioned in the list of Qualified Principal BDO Credit Cards Cards issued from upgrade, conversion, replacement, and renewal To qualify for the Cashback, the Cardholder must activate his/her qualified Card and use it to meet the corresponding Minimum Spend Requirement (single-receipt or accumulated) within the corresponding Spend Period, as indicated below. Qualified Cards, Minimum Spend Requirement and Cashback The following transactions are not qualified in meeting the Spend Requirement: Local/International Cash Advances made via ATM or over-the-counter Transactions from casino or from merchants engaged in betting or gambling Transactions from stock trading, foreign exchange trading, financial trading services, remittance, and the like Transactions used to register, redeem, or avail other BDO Credit Card Promos Cash Installment and Balance Installment transactions, such as Cash Availment, Balance Transfer, Purchase Convert, Balance Convert, etc. Quasi-cash, cash in to load e-wallet/prepaid cards, money send/funding payment (Maya, GCash etc.) Reversed/cancelled/disputed transactions Fees & Charges BDO has the sole discretion in determining whether a transaction is qualified. BDO is dependent on the merchant category classifications assigned by the acquiring bank of each merchant establishment to be able to identify the qualification of a transaction. In case a transaction is put into question, BDO may require Cardholder to submit documents related to the transaction in question to resolve the matter. Qualified transactions of the Principal Card and its Supplementary Card/s and Virtual Card during the corresponding Spend Period will be accumulated and considered as the Principal Card’s total spend for the Promo. Only the Principal Card will be eligible for the Cashback. For qualified BUY NOW, PAY LATER transactions, only the principal/base amount will be included in the computation of the Spend Requirement. For Cards enrolled in Dual Currency, transactions posted in US Dollars will be converted to Philippine Pesos using Php61: US$1 conversion rate in computing for the Spend Requirement. In case a Cardholder has more than one qualified Card, Cashback will be awarded on each qualified Card that independently meets the Spend Requirement within the corresponding Spend Period. Spend from multiple qualified Cards may not be combined to meet the Spend Requirement. The Cashback will be posted in the qualified Card within the Cashback Posting Period in Section 2. The qualified Card must remain active and the Cardholder must be in good credit standing until the end of the Cashback Posting Period; otherwise, the Cashback will be forfeited. BDO shall solely determine if a Cardholder is in good credit standing. The Cashback is non-transferable and is not convertible to cash. It will be treated as payment for purchases made or any outstanding balance on the Card. BDO reserves the right to reverse or adjust a posted Cashback if the Cardholder, Card or transaction/s are subsequently determined to be ineligible for the Promo; if any or all of the qualifying transactions are disputed or cancelled; if there is any reversal of entry made on any of the qualified transactions; if any Cashback was erroneously credited; if the qualified Card is cancelled/converted within six (6) months from the Card approval date; or if the account becomes delinquent. The Cardholder must examine