Get up to P500 cashback when you Scan to Pay at supermarkets with BDO Pay​!

Use Scan to Pay with BDO Pay for a minimum spend of P2,500. The Promo will run from September 1 to October 31, 2026. All transactions must be made within the Promo Period to avail of the Promo. To qualify for the Promo, a customer must successfully complete a Scan to Pay transaction at a qualifying supermarket using the BDO Pay app through any of the following methods: BDO Deposit Account/s, BDO Basic Account, or BDO Credit Card/s must be active upon the time of crediting. Scan QR – Scan printed QR or POS terminal of a BDO-acquired merchant (for Debit Cards, Credit Cards** & Deposit Accounts/Bank Accounts).​​ Show QR – Generate a QR code from the BDO Pay app and present it to the merchant (for Debit Cards, Credit Cards** & Deposit Accounts).​​ Scan QRPh – Scan any merchant’s QRPh code using the BDO Pay App (for Debit Cards, Deposit Accounts, & BDO Basic Accounts only). ​ **For Credit Card customers, Scan to Pay will apply to BDO acquired merchants only.​ BDO shall determine whether a transaction qualifies for the Promo based on the Merchant Category Code (“MCCs”) and its promo records. ​ Cashback earned will be credited within sixty (60) days after the end of the Promo Period and the customer will be notified via Viber/SMS. Cashback earned will be credited to the customer’s eligible BDO Account or Credit Card. Where the customer has multiple eligible accounts, the cashback shall be credited to only one account in accordance with the following order of priority: BDO Credit Card of the customer BDO Debit Card/Bank Account of the customer ​ Exclusions​ Transactions from the following are not eligible: Casinos or from merchants engaged in betting or gambling Transactions used to redeem other ongoing BDO Credit Card or BDO Pay promos​ Network Bank Accounts/Customers ​ BDO reserves the right to determine exclusions based on merchant category codes assigned by the acquiring bank of each merchant establishment.​Casinos or from merchants engaged in betting or gambling Transactions that have been used to qualify for or to redeem rewards under other ongoing BDO Pay promos. ​ Earning of Cashback​ Maximum Cashback per Qualified Customer is P500 for the duration of the Promo Period. Minimum spend of P2,500 in a single-receipt transaction is required to qualify for the Promo.​ Example Scenario 1: A customer makes multiple transactions within the promo period Transaction Dates Transaction Amount Remarks September 1, 2026 P5,000 Qualified for 5% cashback, P250 October 1, 2026 P5,000 Qualified for 5% cashback, P250 TOTAL P10,000 Total cashback of P500 Scenario 2: A customer makes multiple transactions within the promo period, but one transaction has already reached the max cashback cap ​ Transaction Dates Transaction Amount Remarks September 10, 2026 P4,000 Qualified for 5% cashback, P200 September 30, 2026 P6,000 ​ Qualified for 5% cashback, P300 ​ October 15, 2026 P5,000 Not qualified for cashback as the customer reached the cashback cap of P500 TOTAL P12,500 Total cashback of P500 Cashback will be awarded in Philippine Peso. ​ Qualified Customers will receive a Viber/SMS notification once the Cashback has been credited. The Cashback shall likewise appear in the customers succeeding Statement of Account (SOA) whether viewed through the app or in hard copy, with the transaction description “SCAN TO PAY SUPERMARKET PROMO”. ​ This Promo cannot be combined with other BDO Pay promotional offers, discounts, privileges, loyalty programs or VIP card benefits unless otherwise expressly stated.​ In case of disputes relating to the Promo, BDO's decision shall prevail, subject to the approval or concurrence of DTI, where applicable. All questions or disputes must be raised by the customer within sixty (60) calendar days from the end of the Promo Period. ​ Cashbacks awarded to BDO Credit Cards will be applied to any outstanding balance on the card. ​ BDO reserves the right to reverse or adjust the Cashback as the case may be if the qualifying transactions