BUY NOW PAY NEXT YEAR at Robinsons Appliances!

Free Gift Wine Set on P25K min spend + 0% interest up to 24 months The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, American Express, JCB, Diners Club and UnionPay). Corporate Cards, Commercial Cards and Proprietary Cards are excluded from the Promo. The Promo runs from November 1 to December 31, 2026 in all Robinsons Appliances store branches nationwide Qualified BDO Credit Cardholders may avail of the BUY NOW PAY NEXT YEAR following offers: Free Wine Gift Pack with a minimum spend of P25,000 0% interest up to 24 months term Pay 4 months later The promotional free item is not convertible to cash, discount or other item(s). To redeem the free items, BDO Credit Cardholder must present the original customer's copy of the BDO installment transaction charge slip and the qualified sales invoice at the store's payment counter from November 1, 2026 to March 1, 2027 . Robinsons Appliances has the sole discretion to determine the minimum required purchase amount, term(s), item(s)/ and/or service(s) and channel(s) applicable for the Zero Percent (0%) interest offering. The BUY NOW PAY NEXT YEAR Promo is effective November 1 to December 31, 2026 . The monthly installment due on BNPNY transactions will be billed to the Cardholder starting on the fourth (4th) statement cut-off from transaction date and every month thereafter until the total amount payable is paid in full. Sample BUY NOW PAY NEXT YEAR Payment Schedule: If the Cardholder chooses not to avail of the BUY NOW PAY NEXT YEAR option, the first monthly installment will be billed on the next statement following the transaction date. However, the Cardholder will still remain eligible for any applicable promotional discount offer. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P500, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full. For promo-related complaints, BDO will handle complaints within 7 to 10 banking days from receipt of complaint, provided with complete information, proof of purchase and other supporting documents. All questions and issues arising from the Promo will only be accepted not later than March 1, 2027 , after which all matters relating to the Promo are considered conclusive. For concerns on the partner merchant’s products and/or services, you may reach out to the merchant’s customer support thru robinsonsappliances.com.ph/pages/customer-support. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, the decision of BDO and Robinsons Appliances shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO and Robinsons Appliances in concurrence with DTI. This Promo is subject to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards. Per DTI Fair Trade, Permit No. FTEB- 269872, Series of 2026. Qualified cardholders may avail of the Zero Percent (0%) interest for a minimum single purchase worth P3,000, subject to existing minimum BUY NOW PAY LATER amount agreement with partner merchant. Participating merchants shall have sole discretion in determining the applicable term(s), item(s), service(s), and channel(s) for the BNPNY offering. Participation may vary by merchant, store, or branch, and the decision as to whether a particular store or branch